Mortgage Rates Went Down


Freddie Mac  released yesterday weekly Primary Mortgage Market Survey, which shows U.S weekly average mortgage rates as of  January 10th, 2019.

1_10_2019. freddie mac. us weekly mortgage market survey

This survey shows how U.S weekly average mortgage rates change during the previous week, January 4-10,2019.

This week’s survey shows, that 30-year fixed rate mortage went down by 6 points since the last week’s survey and now it is at 4.45 percent. It increased by 46 points since the last year January 11th, 2018, rate of 3.99 percent.

The 15-year fixed-rate mortgage went down by 10 points in one week and it is at 3.89 percent now, when last week was 3.99 percent. The 15-year fixed rate mortgage for the year increased by 45 points, when it was on January 11, 2018, it was at 3.44 percent.


01_10_2019. . freddie mac. primary mortgage market survey

When we look at the graph above, whitch shows the change in weekly mortgage rate during the last 1 year.

The highest rate during the last year for 30-year fixed rate mortage was during the period November 8-15, 2018, when it was at the rate of  4.94 percent, and 15-year fixed-rate mortgage was 4.36 percent for the week of November 15, 2018.

Mortgage Rates Hardly Move


Freddie Mac just released it’s weekly Primary Mortgage Market Survey, which shows U.S weekly average mortgage rates as of  November 29, 2018.

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This survey shows how U.S weekly average mortgage rates change during the week of November 22-29, 2018. This survey is released every Thursday ( this time it was on November 22,2018)

For this week, November 29, 2018, survey shows, that 30-year fixed rate mortage did not change since the last week and stayed the same at 4.81 percent since the last week’s survey.

The 30-year fixed rate mortgage increased by 91 points in a year. For the week of November 30, 2017, when rate average was 3.90 percent.

The 15-year fixed-rate mortgage went up by 1 point in one week and now it is at 4.25 percent, when last week was 4.24 percent.

The 15-year fixed rate mortgage for the year increased by 95 points.  It was 3.30 percent on November 30, 2017.

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Since April 1971, Freddie Mac has surveyed the lenders all across the U.S.A weekly in order to get the average 30-year fixed-rate mortgage rate

What to Do With an Old U.S. Flag in Broward County, FL

U.S. Flag
U.S. Flag on November11, Veterans Day

Yesterday, November 11th,  was Veterans Day.It is an official United States public holiday observed annually. This day is to honor our military veterans, who served in the United States Armed Forces. Veterans Day celebrates the service of all U.S. military veterans. Veterans Day is diffrent from Memorial Day, a U.S. public holiday in May. Memorial Day honors those who died while in military service

If you fly an U.S. flag at your house, you should remeber, that once the flag is in bad condition and isn’t proper to fly, you can’t just throw it away. Section 8k of the Flag Code states, “The flag, when it is in such condition that it is no longer a fitting emblem for display, should be destroyed in a dignified way, preferably by burning.”

It is possible to contact your local VFW Chapter and ask them for help properly disposing of your flag. Or you can contact your local Elks Lodge , the American Legion, or the Knights of Columbus

When a flag is worn, torned, ripped beyond repair, it is no longer fit to serve as a symbol of U.S., it should be retired and disposed of properly. Broward County is participating in this program as part of a national campaign to support flag etiquette​ to ensure a dignified retirement for the U.S. flag.​ More info here.

​Gover​nmental Center East
115 S. Andrews Avenue, Fort Lauderdale, 33301
Mon-Fri: 8am-5pm

Government Center West
1 North University Drive, Plantation, 33324​
Mon-Fri: 8am-5pm

Broward County Library: Beach Branch
3250 NE 2 Street, Pompano Beach, 3306​2

Galt Ocean Mile Reading Center
3403 Galt Ocean Drive, Fort Lauderdale, 33308

City of Deerfield Beach, BSO Substation
300 NE 2 Street, Deerfield Beach, 33441

City of Fort Lauderdale, City Hall
100 N. Andrews Avenue, Fort Lauderdale, 33301

Town of Hillsboro Beach, Town Hall
1210 Hillsboro Mile, Hillsboro Beach, 33062

Town of Lauderdale-By-The-Sea, Town Hall
4501 Ocean Drive, Lauderdale By The Sea, 33308

Broward County Parks:

Long Key Nature Center & Natural Area
3501 SW 130th Avenue, Davie, 33330
7 days, 8:30AM – 6PM

Markham Park & Target Range
16001 W. State Road 84, Sunrise, 33326
7 days, 8:30AM – 6PM

Tradewinds Park & Stables
3600 W. Sample Road, Coconut Creek, 33073
7 days, 8:30AM – 6PM

T.Y. (Topeekeegee Yungee) Park
3300 N. Park Road, Hollywood 33021
7 days, 8:30AM – 6PM

Other Flag Disposal Programs:

City of Fort Lauderdale, City Hall Lobby
100 North Andrews Avenue, Fort Lauderdale 33301

Fire Station 2 Lobby
528 NW 1st Street, Fort Lauderdale 33311

Fire Station 35 Lobby
1969 East Commercial Boulevard, Fort Lauderdale 33308

City of Sunrise​, Sunrise Public Safety Building
10440 W. Oakland Park Boulevard, Sunrise, 33351​​

Arts in the Park at Liberty Tree Park in Plantation, FL

Arts in the Park, Plantation(4)

This weekend, November 10-11, 2018, Plantation Junior Women’s Club organized it’s 52nd Annual Arts in the Park. It was held at Liberty Tree Park in Plantation, FL.

It was a fun event for the whole family with fine arts and crafts show, live music both days, kids corner, bounce houses, food. there was free admission and free parking.

I hope to see you there next year!

Here are some more pictures from the event:

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Arts in the Park, Plantation(1)

Walking Mural Tour in Hollywood

Mural in Hollywood,FL
Mural at 2039 Harrison Street, Hollywood, FL

If you like arts, don’t forget that downtown Hollywood has lots of murals painted. You can take a guided tour every third Saturday, or go check out those murals yourself with a help of map and marked locations of painted art.

Nicole Salcedo is a first generation Cuban American, born and raised in Miami, Florida.  Her plant based drawings and paintings – known as “junglevision” – creates playful and more approachable jungle landscape. Turning a dense jungle into a fun landscape changes this “wilderness” into an inviting place.